Benefit from improved access to eye care

In most cases, optical care are summarized at the port of a pair of glasses, which must be renewed according to your vision problems. But in recent years, new types of glasses or wearing contact lenses began to attract many French. If optical care tend to move, what about the level of reimbursement?

Optical care considered by Social Security

So far, optical care considered by Social Security are the pair of glasses and contact lenses (under certain conditions). But the height of proposed assumption, however, leaves much to be desired. As an example, a pair of glasses for adults are reimbursed at about 13.50 euros by health insurance. This because of very low conventional rates are 2.40 euros for adults and Mount 8.40 euros a glass, on which rates health insurance will only reimburse 70%. Besides, it should be noted that many types of lenses and frames are not considered by Social Security.

As for contact lenses, they are rarely supported. Indeed, it will take you to justify why a particular condition, such as irregular astigmatism, myopia less than 8 diopters, accommodative strabismus, aphakia, anisometropia to 3 diopters or keratoconus . But if your contact lenses may be reimbursed, health insurance will pay 65% ​​applied on the basis of an annual fee from date to date and eye set at nearly 39.48 euros. Like eyeglasses, contact lenses are also very poorly reimbursed by health insurance.

Rely instead on a good supplemental health coverage

Indeed, only a good supplemental health coverage could change that. But as a conventional mutual (100%) adopt the same basis that the refund safety (low base rates, many treatments are not considered), it will not be the ideal. By cons, a mutual optical reasons in optical packages, which can easily be two times higher than the amount reimbursed by the safety, helped by a traditional mutual. In addition, these packages can also act at the level of your eye care denied .... In short, you will certainly have better access to eye care, with a mutual purpose.