Monday, 14 November 2011

Social safety: how health care are paid out classification?

For care outside classification refers to care that are not included in the list of benefits and care reimbursed by social security. In other words, these types of care do not benefit from conventional fixed rates in order to be able to assign a percentage of any refund from the health insurance or amel. But it turns out that this is not just Social Security, but also mutual classics.

Why do mutual repay not they care outside classification?

In general, a mutual or complementary health adopts the same principles and bases reimbursement of Social Security. While the latter generally reimburses 70% to the rates set for each conventional care and health act (on the list of benefits and care reimbursed), mutual and complementary health often take all or part of ticket Moderator, all or part of the remaining 30% borne by the insured. In other words, if the act or health care does not benefit from conventional tariff or health insurance or mutual will not apply any reimbursement percentage, and the insured will have to pay all of its health care costs.

New offers mutual market

Aware of the weaknesses of the system and suffering of the population in terms of access to care and health agencies have set up additional new offerings each other on the market. Among them, one can now find some offers that provide some support for care outside nomenclature. We want particularly to mention the mutual offerings such as mutual dental, optical Mutual, a mutual hospitalization etc.., Who think in packages and no longer take into account the presence or absence of conventional tariffs. Here, it should be noted that each of these types of offers can offer each other different packages. Allowing you to benefit from competition, and find the best price / quality ratio on the market.

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