Taking out a home loan

The interest-free loan limits the impact of rising interest rates

The new interest-free loan, opened since the beginning of 2011, limits the cost of rising rates on the ability of households to purchase real estate. Only the interest-free loan is only available to first-time buyers will benefit and therefore not at all. To test the calculation of your credit at zero.

Each bank reflected the increase in its own way

The increase in mortgage rates is mainly caused by the increase in OAT 10 years, one of the leading indices which are calculated on the rates of long-term loans.
The anticipation of a future increase in the rate of the ECB rates also impact current property.

However all banks do not pass this up at the same speed, so there are strong differences regularly on current mortgage rates. To analyze the current rates of banks, you can perform a simulation free loan.