Refund optical what part of your insurance?

Generally speaking, optical care often involve the glasses because the lenses are rarely used by people with vision problems. This is because the lenses are rather expensive, and are poorly reimbursed by health insurance. But that does not mean that health insurance pays out the glasses. Rather, it is also proposed that reimbursements for glasses are pretty miserable, especially for people over 18.

The low rates because conventional

To understand, consider a concrete example: a horse has a conventional tariff of 30.49 euros for under 18, and 2.84 euros for over 18 years. The same goes for glasses, because for the age of 18, rates range from 12.04 euros to 66.62 euros for each type of glass and for over 18 years, these rates range from 2.29 euros 24.54 euros only. In other words, conventional fixed rate for children under 18 are already quite far from the actual rates, but this is even worse for over 18 years.

Reimbursed by mutual about it?

The problem is that the so-called classical mutual also adopt the same basis as reimbursement of Social Security. That is to say they will consider the same rates as conventional as a basis for reimbursement. In general, mutual-called classical ensure that their members can benefit from 100% refund, based on these conventional tariffs. However, given the weakness of these so-called conventional tariffs, receive a 100% is really not enough at all. In other words, do not rely too much on conventional mutual, if you want to be repaid in better perspective.

The solution is rather on the side of mutual reason that more conventional tariffs. Indeed, this kind of mutual, ie a mutual perspective, proposes to replace the optical pass prices, which also are close enough to actual rates. And this reasoning is rather interesting packages, both of the glasses lenses. It is located along with these packages, you can expect a reimbursement of out optical nomenclature, such as glasses and contact lenses refused ...