Choose the method of ideal mutual termination

In terms of contracts or mutual complementary health, several reasons may lead a participant to make a mutual termination. Among other things, a termination for change of status (marital or professional), wrongful termination for increased insurance premiums, termination in case of disaster, termination etc. for mandatory membership. And since the appearance of the Chatel law, it was also the termination Chatel law.

The advantages of the termination Chatel law

The Chatel law sets certain rules to follow, especially in the insurer. Indeed, before the Chatel law, some insurers did not inform their members about their right to cancel each other. As a result, the members did not know they can do or when to do so. Now with the Chatel law, every insurer is required to inform their members and not earlier than 3 months and no later than 15 days before the date of termination. In other words, the law châtel helps members to prevent the automatic renewal of their contract.

In case of non compliance with these deadlines, the insurer has not complied with the law châtel. For this purpose, if the insurer has exceeded the minimum period of 15 days before the termination date to inform its insured, it will automatically have 20 days to cancel the contract. And if the insurer has not notified its insured, it will be able to terminate the contract at any time without penalty, even if his contract has been renewed for the following year. If this is the case, the insurer must still repay any money already paid in the new contract renewed, within 30 days of termination of the member.

In practice, it's termination Chatel law which is the easiest. The participant will annually review its safeguards and compare them with each other offerings on the market. Indeed, that is why the law is a law châtel for the development of competition serves consumers. It allows to exploit the competition between each other offers.