As a reminder, French Mutual said late last year an increase of 8 to 10% on the rates of mutual for this year 2011. This is partly because of the many cost-saving measures for Social Security, through the multiple cuts and delisting supported. Indeed, any self-respecting insurer was required to compensate for these measures better guarantees, which is mechanically up to an increase in their rates of each other.
An increase in applied differently by each insurer
According to their power and their presence in the market for supplementary health insurance, but also in terms of health guarantees offered in compensation, it is that insurers have used the increase in different ways. Indeed, some have raised their rates such as mutual 5% against 7% in others and so on. Some were even able to afford not to apply to increase their fees, and others think do it later. This suggests that the offers insurers are now more diversified market, another opportunity to enjoy the competition and to find much better quality / price ratio.
Make a comparison to find the mutual best quality / price
In general, most mutual contracts are due later this year. But however, there may be some exceptions, such as a mid-year subscription. In this case, it is possible that you can cancel your policy mid-year, on its anniversary date. So if this is possible (see conditions at the termination of your contract), we can only advise you to do a comparison of each other now, to allow competition in your favor, and to find the best value / market price. As mentioned earlier, offers insurers are now more diverse, it would be a shame not to enjoy it.
Saturday, 5 November 2011
What about mutual rate increases this year?
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