What to do with 4400 euros in taxes to pay?

Here are several solutions to transform the tax you pay in a more profitable investment for you.

Choose the tax exemption is one possibility, the state allows you to pay your taxes indirectly by investing in a product useful for the community.

Here are three interesting solutions:

The Finance Act 2009 gives you a beautiful gift with the Act Bouvard Censi, since the Leaseback (renting dwellings Non Professional) which is the best way to provide income in the long term (through tax-free and amortization) was enhanced with This tax reduction of 25% of the HT off furniture with legal fees.
(Depreciation for not more than the furniture).

The obvious advantage of the law Bouvard Censi is that the tenant or lessee is a professional who must make his case to fill all the apartments. It will pool the lease of his building global, it will maintain the residence and you must pay rent on a quarterly basis, that your apartment is rented or not (commercial lease of 9 years).

It is therefore very important to choose a good manager to ensure the sustainability of your income and good management.

We must emphasize that the location of your investment is important is the location that will make your manager will easily fill is also the location that will only run you will make a good deal and your pension will be sustainable.

You must be very careful about the location so as not to block your investment and the creation of your assets.

Never forget that you have an envelope of possible credit which is generally between 33% and 42% of your annual income.

It is therefore essential to choose the goods you want to get as soon as the envelope is full, it's over for a while.

That's why we ask you to set a record flash your goals and savings opportunities and to know what you have already set up to create your future additional income.

Here are three ways to reduce your taxes, for example, € 4,400 per year. (The excess reduction carried forward to future years)

1) The law Dutreil:

With the Cooperative Growth Fund, whose purpose is to help local businesses to grow, thanks to aid that transmits their holding as a loan over 5 years.

Your subscription allows you to reduce your taxes in the year of 25% of the amount of your subscription:

Example for € 4 400 tax you must purchase € 17 600.

So your tax year will be zero.

For 5 years you capitalize on your investment of dividends and 3% in 5 years you get your capital + 3% / year, equivalent to a yield of 8%
(This is no entry fee, no exit fees or management)

Same benefits through the FIP or FCIC, except that it is a lot of entry fees and management.
(Between 6 to 10% on subscription, often hidden costs. You do not know the amount of your capital at the exit and the term is on average 8 years).

2) The law Girardin industry:

It's an investment "one-shot", which aims to develop the local economy and DOM TOM.

Our partner can usually buy from € 10 000, exceptionally authorize a subscription from € 3,000 tax:

Example:

For a tax of € 4,400 of your subscription will be € 3,520 + € 61 fee
You pay your taxes now at a discount so you can not use a lot of cash now to cancel your taxes tomorrow.

You must keep your share for 5 years, but you will not offset the long term, the only gain is the delta between your investment and tax, usually between 22% and 38%, depending on the date of your investment, is not neutral.

This gives you the margin without using much of your cash.
Another advantage is that you can take, even if you have more possibilities of debt.
And finally, you can still diversify your investments with:

3) Act Bouvard Convention Bureau:

Your residence near Versailles, the company currently manages forty residences Convention Bureau in France.

The Studio 23.93 + 3.55 m2 m2 terrace and parking for a budget airline fees not act € 94 555 tax (VAT € 98,203 legal fees).
Recovery of VAT € 15 496
A monthly rent of € 289.92 HT
Charges: Property tax, condo fees and accounting approximately € 757 annual
Funding for over 20 years at 4% of your effort will be monthly during the period of tax reduction of € 200 and € 400, but by placing VAT
Is: Your average savings effort will be only € 139 monthly (€ 1,668 annually)
And your annual gain tax will be € 2,156 (or € 19 402 to 9 years)
For a term annuity of € 4,630 annual
The more your home equity by about € 105 505.
In short, you get an income tax and VAT of 6.58%
Your manager will pay the rent by 65.73%
And with your savings in 20 years will be only 27.68%
Of course throughout the period of credit, your family or beneficiaries have a life insurance protection with a disability amount.

Ask the financial projection of your personalized simulation.

Do not wait, time is working for you, regardless of the time in real estate is always a good time, especially when it is the tenants who pay the state more than 70% of your purchase.