Mutual Dental for better reimbursement for dental expenses

When you choose a complementary health with a mutual health, many health guarantees will be offered with additional reimbursement formulas on various health posts. Among these positions include the dental, optical, hospital, various medical expenses (doctor's consultation, medicines etc.). ....

Refunds dental

For good health insurance, complementary health should be a supplement to support Social Security. This pays very little that position or not at all, like dentures, crowns and implants. So when choosing health guarantee, it must be very careful especially in the dental reimbursement. Taking the example of a crown, which the tariff convention Social Security is fixed, say € 110. As the management of the social security is 70% of that rate, it therefore will not reimburse € 77. In addition, you have a mutual refund 100% in dentistry. This means that it will cover the remaining € 33. But in reality, the price of a crown can be up to € 500. So even with the additional reimbursement of mutual safety and health, there will always be 500 to 110 = € 390 payable by the insured. Hence the need to subscribe to a mutual dental.

The usefulness of a mutual dental

Currently, mutual health specializing in reimbursement of a specific health post (mutual hospitalization, mutual regard, mutual dental etc.).. So if you choose a mutual dental, you better offer refunds on this item. Indeed, the mutual health offering a high repayment rate of the position is no shortage of dental (150%, 200%, 250% etc.).. So if your expenses are very important in the dental plan, you need a dental mutual. To avoid surprises, choose a tooth without mutual reimbursement ceiling. In this case, do not hesitate especially to a mutual estimate and compare job offers. It's faster and more reliable.