Compare life insurance

Compare life insurance in effect application to sort the offers based on parameters whose implications are not always very clear: costs of payments, management or arbitration, fund performance in Euros, minimum deposits to the Membership etc.. Here is a quick explanation of these terms that compare the life insurance contracts and grading according to the desires or the means of each.

When one seeks to compare life insurance, the concept of minimum deposit for membership is often the one that receives the most attention, and is also often used as a selling proposition. It is, however, that the initial bet required by the insurer, which has no further then the terms of the contract. To summarize, we can say that the minimum deposit amount should certainly not be a decisive criterion for comparing life insurance: an initial payment of 30 euros instead of 4000 will be lost if the application conditions of the contract are too restrictive .

However, compare life insurance based on the performance of funds in Euros seems more appropriate. The euro fund investments are not the most spectacular, but it's an investment that can not lose value. Once paid, interest shall be permanently retained by the insured. But beware: all the costs associated with holding a life insurance contract are always deducted from the performance ... To compare life insurance, it is necessary to study the relationship between these two sets of numbers, and be wary of blindly favor stronger performance contracts, which, in turn, are often very expensive in expenses.